Mobile payment national standard
China UnionPay and China Mobile's cooperation, the specific implementation plan will be mobile phone SIM card and other bank card account carrier, with mobile communication network, providing credit card repayment, convenient payment, online shopping and other remote payment services, but also in shopping malls, convenience stores Fast-paying through mobile phones, such as vending machines, such as China UnionPay's "QuickPass" logo or China Mobile's "mobile wallet" logo. The two sides plan to start business pilots in more than 50 cities and gradually build 100 near-field payment service business circles.
Prior to this, the 2.4GHz standard led by China Mobile, the 13.56MHz standard led by China UnionPay, has been deadlocked for at least three years because it wants to become the national standard for mobile payment. Bank card giants and telecom operators finally "shake hands and talk" and were interpreted by the industry as China Mobile will give up its own standards. According to reports, in the near-field payment solution, Mobile plans to launch three sets of solutions including SIM card built-in, patch and pendant.
Good things in pairs - On the same day, at the "2012 China Wireless Network Convergence Conference", Zhang Qi, director of the Office of the National Gold Card Coordination Leading Group, revealed that the national standard for mobile payment, based on the existing 13.56 MHz program, was drafted. After public solicitation of opinions, submission for review and many revisions and improvements, the draft has been submitted for approval. It will be submitted to the National Standards Committee for approval in August, and the formulation of the national standard for mobile payment is nearing completion.
Before China Mobile and China UnionPay formally “handshakeâ€, on June 18, China Mobile and Shanghai Pudong Development Bank signed a strategic cooperation agreement and jointly issued four strategic cooperation products, in which the joint cards of both parties were accompanied by a mobile phone pendant card or The patch card, with the near-field payment function of the mobile phone, can directly make a small payment on the POS device with the UnionPay "QuickPass" logo, and does not require a password and signature. NFC-based custom mobile phones that can realize all the functions of co-branded cards have also taken shape. They use the standard payment technology of UnionPay.
Mobile payment will become mainstream
In fact, Hangzhou people are no strangers to NFC mobile phone payments. A few years ago, Hangzhou Mobile launched a “mobile citizen card†that can take buses, borrow public bicycles, or even go to the market to buy food. However, this feature requires the user to change the SIM card of the mobile phone, and it cannot be implemented on the UnionPay POS machine, which is not very convenient to use. Once the standard is determined, the biggest barrier to mobile payment development disappears, and mobile payment will be rapidly promoted as the most important method of mobile payment.
According to a report released by Analysys International recently, the number of mobile payment users in China reached 187 million in 2011, a year-on-year increase of 26.4%; the transaction volume reached 74.2 billion yuan, a year-on-year increase of 67.8%. Analysys expects that the average annual growth rate of domestic mobile payments will exceed 50% in the next few years. According to a sample survey conducted by KPMG, 83% of respondents believe that with the rapid growth of smartphones, people's payment methods will be completely changed. In the next four years, mobile payment through mobile devices will become the mainstream in the world.
As of the end of 2011, China UnionPay has completed the transformation of 600,000 POS terminals as planned, fully supporting the "QuickPass" function. On the other hand, there are currently more than 1 billion mobile phone users in China, of which China Mobile has nearly 700 million. Before China Telecom and China Unicom have adopted China MobilePay's mobile payment standard, China Mobile's participation will undoubtedly greatly promote mobile payment. Rapid popularity.
In addition, Apple's just released iOS 6 mobile operating system, for the first time, the NFC function, its guiding role for mobile intelligent terminal manufacturers, application developers, is also obvious.
Kid standing desks are different from traditional desks. This Adjustable kid desk is an in-depth study of ergonomics, human mechanics, and human physiology. It is designed with a height-adjustable function and can be suitable for children at multiple ages. In terms of appearance design, it combines the principles of human vision, chromatics, psychology, etc., through countless data collections, experiments, regardless of proof, continuous improvement and innovation, and a new, scientific, human, and practical learning aid Standing Desk is generated for children.
Kids Standing Desk,Standing Desk for Children,Adjustable Kid Desk,Student Standing Desk,Children Standing Desk
Suzhou Uplift Intelligent Technology Co., Ltd , https://www.upliftecdesk.com