Specifically, whether to find a bank audit or directly to a third-party agent can be determined according to their own circumstances. The POS machine is a business of the bank, but most banks do not have a pos machine channel. Now many banks cooperate with third parties. The pos machines belong to the pos machine of the third-party payment company, mainly including UnionPay Business (the UnionPay's payment company) and Tonglian.
Looking for a bank to handle the pos machine, the machine is usually provided by a third party. Many banks do not need a deposit, only the management fee, but the bank only provides a fixed machine and has a deposit requirement. Such a request is generally not available to the public. The bank has a long time to review the POS machine. The general deposit amount is not enough or the bank evaluates the amount of credit card, but the final review will not pass. The POS machine rate handled by the bank is set according to the standard POS machine MCC. Some banks will have higher rates than the standard MCC, and the specific rate is also related to the merchant's credit card amount. The third-party POS machine refers to the POS machine that is issued by a third-party payment company that has issued a payment license. The agent directly finds the agent of the payment company to check whether the pos machine needs to pay for the license. Only can be safe. Now looking for a payment company to handle the pos machine will generally require a direct buyout machine, the general mobile POS machine price is 600-1000 dollars, there is no management fee. Looking for a payment company to handle the pos machine rate is relatively low, not because the payment company has the right to do low rates, but the POS machine agent to assist the merchants to make fake information, such as the application of low-rate licenses for people's livelihood, so many merchants now swipe the card A small ticket name such as a home appliance or a supermarket is displayed on the ticket.
Merchants choose third-party POS machines. It is best to choose a third party that has the strength to do the preferential rate of UnionPay agreement. Compared with the regular preferential rate, it can guarantee the formality of the machine, and it will not be caused by the illegal application of low-rate machines. Stop or seal the phenomenon.
Finally, merchants usually go online to find agents, and they will also encounter many POS manufacturers, thinking that they can cross the agents and buy POS machines directly at POS manufacturers. In fact, this is not possible, the general POS machine manufacturers are focused on the POS machine hardware design and development, will not provide a payment receipt channel, the merchant directly purchased the POS machine bare machine, can not be used directly. Still need to find a bank or a formal third-party payment company to handle the above.
Brand Profile: Tianbo Intelligent Hardware focuses on building open intelligent hardware customization solutions, including handheld Android smart terminal series, desktop Android smart terminal series, and cabinet Android smart terminal series. Provide one-stop smart hardware customization solutions, and have successful cases in catering retail, identity, financial payment, O2O and other industries.
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